How UPI Works: Real-Time Payments in India | Paypal | Zelle

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John
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College Students
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Summary
UPI, or Unified Payments Interface, enables fast, secure, real-time bank transfers in India using mobile numbers or UPI IDs. Unlike PayPal and other systems, UPI directly transfers funds without intermediaries or fees, streamlining the payment process. It operates through an API-based architecture, facilitating instant transactions between banks and users.
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